| Aussie Premium Plus | - A professional package designed for those borrowers wanting to borrow more than $200,000
- Tiered interest rates. The higher the loan value, the lower the interest rate.
- Unlimited free redraw available
- ^ ATM, Eftpos & BPay available
- Monthly or fortnightly repayments via Direct Salary Credit or Direct Debit
- Split loan and loan portability available
- Can be combined with the Line of Credit and the Basic Variable home loan
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| Home Loan | More... Choice of Standard Variable, Basic Variable or Fixed Rate loans for owner- ccupiers and investors No ongoing monthly fees Redraw available ^ ATM, Eftpos & BPay available on Standard Variable Monthly or fortnightly repayments via Direct Salary Credit or Direct Debit Split loan and loan portability available Small business operators can secure a business loan over residential property (max 50% for business purposes). |
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| First Home Buyer | - Offers the same low rates and features as our Aussie Home Loan
- Use your First Home Owners Grant and/or monetary gifts as part of your deposit.
- We'll pay your Building Insurance for the first year. Valued at up to $400.
- Discounted Lenders Mortgage Insurance if you have at least 20% deposit
- Get into your first home sooner with no deposit.
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| All-In-One | - Standard variable rate loan and transaction account combined
- No monthly account fees
- Competitive variable interest rate
- Unlimited redraws available at no extra cost. Subject to available redraw, there are no fees to withdraw your money from your home combined.
- No transaction fees
- ^ ATM, Eftpos, BPay, Australia Post deposits and direct debits access
- Multiple Splits
- Monthly statements
- Ability to capitalise interest each month up to your facility limit
- Can be combined with the Premium Plus and the Basic Variable home loan
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| Line of Credit | - Up tp 20 years interest only variable rate and transaction account combined
- No transaction fees
- Competitive variable interest rate
- ^ ATM, EFTPOS, Cheque, BPay, Australia Post deposits and direct debits access
- Multiple splits
- Monthly statements
- Ability to capitalise interest each month up to your facility limit
- Can be combined with the Premium Plus and the Basic Variable home loan
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| Renovation Loan | - Renovate your home with the same low rates and features as our Aussie Home Loan
- Secure your Aussie Renovation Loan with a current valuation on your home or base it on the value of your finished renovations
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| Business Loan | - A small business loan with the same low rates and features as our Aussie Home Loan
- Secured against residential property
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| Land Loan | - Flexible 'land only' loan which can help secure your ideal home site
- Use redraw to access the money you have paid into your home loan to help finance the cost of building later
- Offers the same low rates and features as our Aussie Home Loan
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| Construction Loan | - Make interest only repayments while you build
- Enjoy the same low rates and features as our Aussie Home Loan once your home has been completed
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| Non-Conforming Loan | - A great option if you have a poor credit rating or those receiving welfare.
- Also for self-employed customers or those with unusual deposit sources. Even if you want to borrow more than 100% of the property value
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| Express Low Doc | Perfect for overcoming the normal paperwork barriers
NEWS! This product now offers the option to get 0.49% off your standard Low-Doc interest rate just by paying the applicable mortgage insurance premium! Alternatively, you can stay with the standard Low-Doc interest rate and have your mortgage insurance premium paid for you!
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| Aussie Easyloan | - Another great choice for a low-documentation loan.
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