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Home loans from Aussie
Written by yangying   
April 09, 2008 09:56

With over 15 years in the home loan business, we know a great home loan when we see one. That's why we've developed our own range of competitive products to suit every situation.

Aussie Premium Plus
  • A professional package designed for those borrowers wanting to borrow more than $200,000
  • Tiered interest rates. The higher the loan value, the lower the interest rate.
  • Unlimited free redraw available
  • ^ ATM, Eftpos & BPay available
  • Monthly or fortnightly repayments via Direct Salary Credit or Direct Debit
  • Split loan and loan portability available
  • Can be combined with the Line of Credit and the Basic Variable home loan

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Home Loan

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  • Choice of Standard Variable, Basic Variable or Fixed Rate loans for owner-      ccupiers and investors
  • No ongoing monthly fees
  • Redraw available
  • ^ ATM, Eftpos & BPay available on Standard Variable
  • Monthly or fortnightly repayments via Direct Salary Credit or Direct Debit
  • Split loan and loan portability available
  • Small business operators can secure a business loan over residential property (max 50% for business purposes). 
  • First Home Buyer
    • Offers the same low rates and features as our Aussie Home Loan
    • Use your First Home Owners Grant and/or monetary gifts as part of your deposit.
    • We'll pay your Building Insurance for the first year. Valued at up to $400.
    • Discounted Lenders Mortgage Insurance if you have at least 20% deposit
    • Get into your first home sooner with no deposit.

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    All-In-One
    • Standard variable rate loan and transaction account combined
    • No monthly account fees
    • Competitive variable interest rate
    • Unlimited redraws available at no extra cost. Subject to available redraw, there are no fees to withdraw your money from your home combined.
    • No transaction fees
    • ^ ATM, Eftpos, BPay, Australia Post deposits and direct debits access
    • Multiple Splits
    • Monthly statements
    • Ability to capitalise interest each month up to your facility limit
    • Can be combined with the Premium Plus and the Basic Variable home loan

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    Line of Credit
    • Up tp 20 years interest only variable rate and transaction account combined
    • No transaction fees
    • Competitive variable interest rate
    • ^ ATM, EFTPOS, Cheque, BPay, Australia Post deposits and direct debits access
    • Multiple splits
    • Monthly statements
    • Ability to capitalise interest each month up to your facility limit
    • Can be combined with the Premium Plus and the Basic Variable home loan

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    Renovation Loan
    • Renovate your home with the same low rates and features as our Aussie Home Loan
    • Secure your Aussie Renovation Loan with a current valuation on your home or base it on the value of your finished renovations

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    Business Loan
    • A small business loan with the same low rates and features as our Aussie Home Loan
    • Secured against residential property

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    Land Loan
    • Flexible 'land only' loan which can help secure your ideal home site
    • Use redraw to access the money you have paid into your home loan to help finance the cost of building later
    • Offers the same low rates and features as our Aussie Home Loan

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    Construction Loan
    • Make interest only repayments while you build
    • Enjoy the same low rates and features as our Aussie Home Loan once your home has been completed

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    Non-Conforming Loan
    • A great option if you have a poor credit rating or those receiving welfare.
    • Also for self-employed customers or those with unusual deposit sources. Even if you want to borrow more than 100% of the property value

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    Express Low Doc
    • Perfect for overcoming the normal paperwork barriers



      NEWS! This product now offers the option to get 0.49% off your standard Low-Doc interest rate just by paying the applicable mortgage insurance premium! Alternatively, you can stay with the standard Low-Doc interest rate and have your mortgage insurance premium paid for you!

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    Aussie Easyloan
    • Another great choice for a low-documentation loan.

    German : Home Darlehen von Aussie
    Spanish : Inicio de los préstamos Aussie
    French : Accueil des prêts de Aussie
    Japanese : オーストラリアからの住宅ローン
    Russian : Главная займы от Aussie