Home Loans

Ocean Finance offer thousands of various home loans that are ideal for raising capital for home improvements, and increasing the value of your home. Our lowest rate is just 8.9% APR variable and we have loan plans upto 24.9& APR enabliing us to help in most circumstances.

Whatever your circumstance you may be able to borrow up to 125% of your home's value for any purpose such as home improvement, conservatories, extensions or a new kitchen, Ocean Finance can provide you with a no obligation offer from our vast range of home loan plans.

Ocean Finance says YES to more people than any other finance broker, and by doing so have helped over 250,000 customers. If you are a home owner why not apply today?

• You may borrow over any term (3 - 25 years) and borrow any amount (£3,000 - £100,000) for any purpose.
• There are thousands of lending plans available.
• No proof of income is needed for some products.
• All decisions, in principle, are usually made within 24 hours.
• We will consider all circumstances including mortgage arrears, county court judgments, defaults or a poor credit rating.
• Fixed for 5 years, fixed for the whole loan term and variable rates are available on very competitive terms.
• Loans of up to 125% of the property value are also available.
• We can help people who are self employed.
• Facilities available for retired applicants, for people in receipt of pension/benefit income and agency workers.